A group of young professionals waits in line at Bi-Rite Creamery.

(Teasing): "Look at her, rockin' that like 1987 flip phone!"

(Brandishing): "Yeah, I gotta admit it, I'm kinda proud of my flip phone."

(Defending:): "Hey man, nothin' wrong with that. She's thrifty. That's how she's a homeowner now!"

[Unintelligible financial small talk]

(She, being thrifty:) "Hey, you wanna live in the basement of my house? I'll give you good rent."

Image courtesy the author